best annuities

MYTH: I Hate Annuities

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This is a myth.  I don’t use some of them, the expensive ridiculously high commissioned restrictive poorly performing ones.  But I agree with the authors of the article below:  I neither like nor dislike “annuities” as a class because they are a widely divergent collection of financial tools.  Some are indespensible and some are useless.  […]

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The Best Annuities are Always the Best

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Barrons magazine regularly publishes their “The Best Annuities” article but without the most important caveat:  these products vary wildly state by state, even if they have the same name.  Different states allow- or require -varying policy provisions.  Oregon is one of the most strict; if bonus, guaranteed rate or other contract provisions appear too generous

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