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MYTH: Trump’s Social Security Tax Holiday Will Help Employers and Their Employees

Well, this is a solid myth, that’s for sure.  Smart and ethical CPAs are recommending that their clients not just walk, but sprint away from the Memorandum Deferring Payroll Tax Obligation.  Let me preface this by declaring that I’m not an attorney and that all of this is my opinion.  But I can read and …Read More


SIX Financial Steps You Should Consider NOW

Hello Social Security & Retirement Students!  My apologies if you get this twice; I’m using several often overlapping lists in my database. [A heads up:  All but the Calendly link are YouTube videos on each topic.  If they don’t work you may have to Ctrl-click or copy and paste into another browser window] Would you …Read More


The Markets are Crashing due to Coronavirus

I don’t believe this post heading at all.  Although I’m firmly in the camp that says we should do all we can to isolate and stop the spread of this  deadly virus, correlation is not causation.  Eugene Fama’s efficient market theory went out the window with the Reagan presidency, that is, the belief that full …Read More