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You Can’t Get Decent Returns Without Risk

This could, or could not, be a myth depending on how we define “decent” and “risk”. My definition of “decent” is a rate of return that exceeds the “risk-free” rate plus inflation.   The risk-free rate is typically the T-bill rate or long-term government bond yield.  The current long-term composite (>10yrs) is 2.12, down from …Read More