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AARP Has Wrong Information About Social Security Claiming

Unfortunately, the title of this post is not a myth.  What is a myth is AARP’s statement in their 2016 Retirement Guide.  I bought one at the grocery store, out of curiosity.  In the section on Social Security it is flatly stated that the timing strategies are gone.  Wrong!  This misstatement will cause gullible retirees to miss …Read More


Congress Just Helped Save Social Security (not)

The sunny name of the Bipartisan Budget Act of 2015 belies the fact that it unnecessarily guts important provisions that benefit both married and divorced spouses.  AARP estimates that only 1/10 of one percent of eligible Americans take advantage of these provisions.  But, even if every single eligible beneficiary maximized the use of timing strategies, …Read More


Congress is Gutting Social Security Benefits!!

By now it seems to be common knowledge that Congress is intent on “fixing” the Social Security “loopholes” created by themselves with the obnoxiously titled “Senior Citizens’ Freedom to Work Act of 2000” (what we really need is a bill titled “Congressional Freedom to Resign Act of 2016“).The “Bipartisan Kumbaya* Budget Act of 2015″ aims …Read More