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MYTH: Trump’s Social Security Tax Holiday Will Help Employers and Their Employees

Well, this is a solid myth, that’s for sure.  Smart and ethical CPAs are recommending that their clients not just walk, but sprint away from the Memorandum Deferring Payroll Tax Obligation.  Let me preface this by declaring that I’m not an attorney and that all of this is my opinion.  But I can read and …Read More


There Qughta Be a Law (repost)

I’m reposting this financial mostly-a-myth because of the recently and rapidly growing list of “mistakes” made by our president and virtually every one of his inner circle. I confess that my first reaction to outrageous behavior is, “there oughta’ be a law!”.   One way I attempt to keep up with the times is to …Read More


Universal Basic Income is Welfare

The idea of a universal basic income has found growing support in Silicon Valley as robots threaten to radically change the nature of work. Ebay founder Pierre Omidyar is the latest tech bigwig to get behind the concept. His philanthropic investment firm, the Omidyar Network, announced Wednesday that it will give nearly half a million dollars to a group …Read More


Propaganda is Obvious

Because it is excellent, I’ve cut and pasted from a fascinating- and chilling -article by Berit Anderson and Brett Horvath from scout.ai  If you wanted reasons to spend less time on line, well here you go.  The full article is at https://scout.ai/story/the-rise-of-the-weaponized-ai-propaganda-machine  This is a must read.  Thanks Tom Civiletti for your post.The upshot:  political, social …Read More


Holistic Financial Planning is Pleasant !

The title of this post is a possibility, that holistic financial planning can be fun!  But in my experience that is almost, without exception, a myth.  Because holistic planning involves frank discussions of the following not-so-fun topics: Death– I ask my clients to complete a Life Expectancy calculator.  Approximate longevity is essential for Social Security …Read More