Uncategorized

This is what most folks want to do on vacations these days

What’s the number one thing you want to experience on your next vacation? A new adventure? Local sights or the most authentic version of your favorite dish? These days, more folks want meaningful interactions when they travel.1 They’re not just looking for fancy hotels with spas, group tours, parasailing, and the typical resort fare. They …

This is what most folks want to do on vacations these days Read More »

Do Statistics Lie?

Statistics don’t lie. But people lie using them. Below is what I call lying with the truth. It’s done to sell newspapers of course; I mean, that’s a very alarming increase in Omicron deaths isn’t it?  But hey, wait a minute.  Let’s take a closer look at the scale here. This is “Cumulative Deaths per 100,000” across various countries, with …

Do Statistics Lie? Read More »

Bullies Are Bad

In one of his comedy routines, Chris Rock drops a funny and I assume true story about bullies, most notably in his daughter’s private school. He says, “. . .bullies do half the work. Teachers do the other half, but it’s the bully half that you’ll actually use in the real world.” When the principal assured him there …

Bullies Are Bad Read More »

entrepreneur, idea, competence-1340649.jpg

It Is Reasonable To Expect 8-12% Market Returns Over The Next Ten Years

The title of this blog is indeed a solid myth. Before I project asset growth and income flow in Retirement Analyzer I have analyzed the client’s current portfolio and compared it to my recommended allocation.  To their disappointment, I routinely reduce the assumed rate of return (ROR) by half while keeping the same volatility.  So, for example, …

It Is Reasonable To Expect 8-12% Market Returns Over The Next Ten Years Read More »