Two years ago it was obvious to a lot of us that the market was held up solely by Wall Street’s hot air, the unrealistically limitless expectations of the public, and unprecedented phantom value (a record % of our economy consisting of financials, most notably derivatives, & most notably credit default swaps which- before they […]
The Market is Recovering Read More »
20 Questions You Must Ask Your Financial Adviser If you have a financial adviser, or are in the process of selecting one, ask these questions to be sure you’re getting all the information you need to determine if that adviser is a good fit for you. Remember, not everyone has your best interest at heart.
20 Questions for your Financial Adviser Read More »
In her book, “10 Excellent Reasons Not To Hate Taxes”, editor Stephanie Greenwood outlines just that. For your convenience, I will summarize them for you. 1. Progressive Taxes Are A Good Deal2. They are a moral obligation3. They can strengthen the economy4. Excellent public schools depend on taxes. And we all benefit from the education
They Myth That Government and Taxes Are Evil Read More »
Any financial choice has only three potentials: it will either improve your financial situation, harm it, or have no effect at all. If a financial choice improves one’s financial situation, then it would probably be a very popular choice. Equity indexed annuities are taking in billions. The fact is, conservative savers are fleeing for safety
The Myth that Indexed Annuities are Evil Read More »
Re-Engineering Retirement: Take the “oops” out of retirement uncertainty The expression “oops” doesn’t inspire confidence in procedural matters of either health or finance. If your surgeon says it just before you go under, you’re probably going to have some concerns as soon as you wake up. An “oops” in a retirement strategy can be just
Re-Engineering Retirement- the myth of being saved by “the market” Read More »
Think You’re Leaving the “Family Farm” to the Kids? Think Again. The State of Oregon May Have Other Plans. You’ve worked hard all your life, been retired for quite a while, but now the old bod’ is wearing out and you need help. Your fixed income isn’t enough to pay for in-home assistance so you
Asset Protection now easier Read More »
Annuities have gotten a lot of bad press lately, mainly because there are some terrible annuities out there- which I will list later -as well as some terrible “advisers” selling them. The “Top Ten” myths are ubiquitous, appearing on numerous websites such as http://www.annuitiesinstitute.com These myths appear to be propagated principally by journalists, none of